Protect your business & family with the best coverage available

Individual Life Insurance

Individual life insurance provides financial protection for loved ones in the event of your passing. It covers expenses and offers potential financial growth and tax benefits.

Critical Illness & Disability Insurance

Critical illness insurance is a type of coverage that provides a lump-sum payment upon diagnosis of a severe medical condition, such as cancer, heart disease, or stroke. This financial support is designed to help policyholders cope with the substantial costs of treatment, loss of income, or other expenses that may arise during a critical illness. It offers a valuable safety net, allowing individuals and their families to focus on recovery without the added burden of financial stress.

Estate Planning

Estate planning involves the careful management and distribution of assets upon a person's passing. Part of this process includes addressing any outstanding liabilities, such as debts or taxes, to ensure they don't burden your heirs. Effective estate planning can help minimize the impact of these liabilities, protecting your estate's value and ensuring a smoother transfer of assets to your chosen beneficiaries.

Individual Health and Dental Insurance

Individual health and dental insurance plans are designed to provide financial assistance for medical and dental expenses. We help you select a plan that fits. With the right premiums, coverage, claim process and cost-sharing.

Non-Medical Insurance

A non-medical insurance policy is similar to a typical life insurance plan but is a better fit for ‘unhealthy’ individuals. Ultimately anyone that might want to avoid a full medical exam. The cost can be increased compared to a regular life insurance plan if you don’t smoke or have healthy habits. We will help you identify if you should target a non-medical insurance plan.

Mortgage Insurance

Mortgage life insurance is a specific type of life insurance policy designed to pay off your mortgage balance in the event of your death. It offers financial protection to your family, ensuring that they can continue living in the home without the burden of mortgage payments if you were to pass away. The policy's coverage amount typically matches your outstanding mortgage balance, and it is often offered by lenders or financial institutions as part of the mortgage application process.

GRFS Insurance Solutions

“Elie has been awesome at helping my husband and I plan our financial future as well as our life insurance policies.
We have no doubt he is trustworthy and very knowledgeable in his field.”

— CHARLIE DINIZ, GRFS CLIENT

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